Engineering

Contractor’s All Risks

This policy covers unforeseen loss of or damage to the contract works, and legal liability incurred by the Insured in respect of Third Party property damage and/or bodily injury arising from or in connection with the works. Damage to  property can include improper construction of structures, damage that happens during a renovation, and damage to temporary work erected on-site. Risks covered include fire, flood, wind, earthquakes, water damage, construction faults and negligence, however poor workmanship, and wear and tear would not be covered.

Erection All Risks Policies

Similar to a Contractor’s All Risks Policy but are designed to cover the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury or property damage (PD) arising out of these operations.

Machinery All Risk

 

A Machinery All Risks policy covers a business’ machinery and equipment against loss or damage due to a number of perils. This equipment can include Manufacturing Equipment, Plant and Machinery, Tractors, Bulldozers, Cranes etc. Coverage can be arranged whilst on job-sites, being transported, and when being loaded and unloaded.

 

Boiler Policy

 

This covers loss or damage to the Boilers or Pressure Vessels as a result of explosion as well as legal liability incurred with respect to death, bodily injury, property damage to third parties due to such explosion.

Machinery Breakdown

Indemnity against any unforeseen physical loss of or damage to the specified plant as a result of any
cause not excluded by the policy. Cover includes loss or damage resulting from mechanical or electrical
breakdown.