Financial Lines

Professional Indemnity

Professional indemnity insurance covers firms if they are alleged to have provided inadequate advice, services or designs that cause your client or another third party to lose money. The insurance covers legal costs and expenses incurred in the firm’s defense, as well as any damages or costs that may be awarded, if it is found they are at fault. Firms require Professional Indemnity Insurance include anyone who provides expertise, skills or advise to clients; handle or have access to client’s confidential information; produce material that could infringe on intellectual property rights; and anyone providing a professional service.

Directors and Officers

Directors and officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of such a suit.

Crime

Crime insurance protects against the direct financial loss suffered by companies arising from employee fraud and the dishonest acts of third parties. This can include embezzlement, forgery, misrepresentation, skimming, robbery, theft or any other type of business-related crime on the company.

Cyber

Cyber Insurance covers financial losses relating to the damage and/or loss of information from IT Systems and networks, including data breeches,